Every borrowing or saving decision comes down to the same three levers: the amount, the rate, and the time. These finance calculators make those trade-offs visible before you commit. Work out the monthly payment on a loan with the EMI calculator, see the full amortization schedule on a home loan with the mortgage calculator, or find how fast a balance clears with the credit-card payoff calculator. Each page uses the same reducing-balance maths your bank uses, so the numbers you see here are the numbers you can take into a negotiation.
Finance & Loan
Finance & Loan Calculators
10 free finance & loan calculators — each with its own page, the formula explained, a worked example and FAQs.
All Finance Calculators
EMI Calculator
Calculate monthly loan installments for any loan
Mortgage Calculator
Monthly payment and full amortization schedule
Loan Comparison Calculator
Compare two loan offers side by side
Retirement Calculator
Plan your retirement savings corpus
Credit Card Payoff Calculator
How long to pay off your credit card debt
Savings Goal Calculator
Monthly savings needed to reach your goal
Inflation Calculator
How inflation erodes purchasing power over time
Net Worth Calculator
Calculate total net worth from assets and liabilities
Simple Interest Calculator
Calculate simple interest on any loan or deposit
Down Payment Calculator
Calculate down payment needed for a property
How to choose the right calculator
Use the loan comparison calculator to put two offers side by side — a lower rate over a longer term often costs more in total interest than a higher rate over a shorter one. For goals rather than debts, the savings goal calculator and retirement calculator tell you the monthly contribution required to hit a target, and the down payment calculator works backward from a property price. Run each calculation with a conservative rate as well as your expected one; if the decision only works at the optimistic number, it needs a bigger margin of safety.
Frequently Asked Questions
Use the mortgage calculator for the payment and amortization schedule, the down payment calculator to size your upfront cash, and the loan comparison calculator to weigh two lender offers. The EMI calculator gives the same monthly figure for any loan type.
The underlying formulas (reducing-balance interest, amortization, compounding) are universal. Currency symbols and examples lean toward INR and USD, but you can enter any amount and rate. Always confirm the final figure with your lender, as fees and rounding rules vary.
No. Every calculation runs entirely in your browser. Nothing you type is sent to a server, logged or saved.